• 3% or kshs. 300/= whichever is higher.

• Ksh. 100 per leaf

• Maximum withdrawal-kshs.200,000/= per day
• Withdrawal from Cooperative bank or COOP KWA JIRANI
• Charges kshs.110/=.

• Access to FOSA account using a mobile phone
• Registered member of Safaricom and EZY CASH
• Kshs.30,000/= per withdrawal.

• Khs.33/= per withdrawal with coop bank and kshs.220/= from any other bank
• Have ATM card with valid pin
• Maximum withdrawal is kshs.40,000/=

• Filling of account opening forms
• ID photocopy
• 2 passport size photos (current)
• Minimum opening balance- Kshs.1000/=
• Minimum account balance Kshs.500/=
• No overdraft facility

Members

• Fill in salary processing form
• Submit to the office
• Charges ksh. 55 when members salary pass through fosa

Non- Members

• Open a saving account
• Fill in the salary processing form
• Submit to the office