BOSA PRODUCTS
A. 
LONG TERM LOANS 





No. 
LOAN TYPE 
MULTIPLIER (DEPOSIT) 
REPAYMENT PERIOD 
INTEREST 
MAXIMUM LIMIT 
WAITING PERIOD 
1. 
OKOA LOAN 
3 times 
24 months 
8.5% per annumprocessed in two weeks. (straight line) 
No limit 
2 WEEKS 
2 
ORDINARY NORMAL LOAN 
3 times 
36 months 
8% per annumprocessed in 1 month (straight line) 
No limit 
1 MONTH 
3 
SPECIAL NORMAL LOAN 
4 times 
48 months 
7.5% per annumprocessed in one month (straight line) 
No limit 
1 MONTH 
4 
SUPER NORMAL LOAN 
4 times 
60 months 
8% per annumprocessed in one month(straight line) 
No limit 
1 MONTH 
5 
MAENDELEO LOAN 
4 times 
72 months 
11% per annumprocessed in one month (straight line) 
No limit 
1 MONTH 
6 
INSTANT NORMAL LOAN 
3 times 
36 months 
10% per annumprocessed in one day. (straight line) 
No limit 
1 DAY 
7. 
JIPANGE ASSET FINANCE LOAN 
4 times 
60 months 
10% per annum – processed in one month. (straight line) 
No limit 
1 MONTH 
B. 
SHORT TERM LOANS 





1. 
EMERGENCY LOAN 
3 times 
12 months 
9% per annumprocessed in two hours (straight line) 
250,000 
2 HOURS 
2 
SCHOOL FEES LOAN 
3 times 
12 months 
9% per annumprocessed in two hours (straight line) 
250,000 
2 HOURS 
3. 
REFINANCING LOAN 
3 times 
12 months 
9% per annumprocessed in two hours. (straight line) 
250,000 
2 HOURS 
4. 
REFINANCING  2 
3 times 
12 months 
10% per annum – processed in two hours (straight line) 
500,000 
2 HOURS 
5. 
JIPANGE LOAN 
3 times 
12 months 
10% per annumprocessed in two hours. (straight line) 
100,000 
2 HOURS 
BOSA SERVICES
BOSA ADVANCE 
· Clearance for outstanding loans. · Processing fee of shs.1000 
· 10% interest charged on Asili loans. · 10 % charged on all external loan balances i.e bank, faulu, platinum, mazingira, welfare etc. 
· Repaid on disbursement of the loan issued 
NORMAL LOAN DISCOUNTING 
· Issued to members whose normal loan applications await disbursement date. · Qualifies for NOT more than 50% of normal loan approved 
· Charged 20% interest.

Recovered once upon disbursement of the main loan. 
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